How to Calculate Your Net Worth (+ Free Workbook)

How to Calculate Your Net Worth

Calculate my net worth? Yea, it’s a thing. It sounds like measuring yourself against money to see how you stock up, and that really suck connecting your worth to money, but in our society? That’s how it is! And as you may have already surmised, the higher your “net worth”, the better the standard of living you will enjoy – not quality of life! But standard of living. There is a difference!

That said, the only way to know your net worth, is to make the calculations. But before we get to that, let’s take a look at what makes up “net worth”.

Your net worth is your assets (things you own) minus your liabilities (things you owe). So things like your home counts as an asset, but if you have a mortgage for your home, your mortgage counts as a liability. Because your mortgage is a debt, it’s something you owe so that would be taken away against the price of your house – that you own. So for every liability there is usually a corresponding asset, and the net of the two is usually positive – meaning, the asset value is usually more than the liability.

Things like car loans, credit card debt and other financed options are all liabilities that can count towards the negative side of your net worth calculation. Things like house value, savings, investments or other money making assets can count towards the positive side of your net worth calculation. In other words, debts that help you add value to your bottom line or create wealth, are “good” debt, good liabilities – such as a mortgage for a rental property, or a truck you use to haul goods and get paid. And debt that take away from your bottom line are “bad” debt – such as credit cards you use to buy things you use up without any returns such as car for personal use, clothing, food, and any number of other things that will not return money to your pockets.

How To Calculate Your Net Worth

To calculate your net worth you need to first ascertain your assets. These are the things you currently own or could sell, in theory, to gain money back. These include:

Your house(s) or building(s)

Your car(s)

Your total savings account(s) balance(s)

Your total investment(s)

Your total checking account(s) balance(s)

Anything of significant value in your home (over $500)

If you add all of these numbers together, this is the total of your assets.

Next, you need to determine your liabilities. These are things you owe, and could include:

Your total mortgage(s) balance(s)

Your total car(s) loan(s) balance(s)

Your total credit card(s) balance(s)

The total of any other loan(s) you have

Add all these together, and this is the total of your liabilities.

Then, to identify your net worth, minus the total of your liabilities from the total of your assets. That number difference is your net worth.

Depending on your individual circumstances, this might be a negative number, but don’t panic! This just means your finances need some work and this is your reference point from which to rise.

We suggest doing this at the end of each year to see the overall progress of your finances, but we also recommend that you track and manage your finances at least on a monthly basis. We do our comprehensive financial stance on the last day of each year, but we also track and manage our finances monthly – individually, and collectively. Whether you own a business or not, you need to track and manage your finances. A monthly tracking and monitoring of your finances gives you a complete picture of your financial stance, putting you in the know so you can do something about it – if it is not favorable. We all want our finances to be healthy – like we are, but if your number is in the negative, then you can work on improving and changing that – sooner than later. It’s also a great idea to do a daily money minute.

How to Improve Your Net Worth

The best way to improve your net worth is to uplevel your money inflow, minimize your money outflow, invest, and track and manage your finances. There are lots of ways to track your finances to see if you are on the right track, and where you need to make changes, and one of them is creating a budget and sticking to it. And thankfully, there are software – paid and free, that can help you track and manage your finances. Some of them we use, recommend, and are familiar with are: QuickBooks (paid), Quicken (paid), Mint.com (free), EveryDollar.com (free).

Creating a budget (and sticking to it), tracking expenses, and saving money are all ways to not only ensure you meet your money goals, but help you know where you are financially – at any given moment.

So, calculating your net worth is fairly simple, and whether it is in the negative or positive, there is always room for improvement. Never stop working at improving your finances, upleveling your net worth!

Knowing Where I Stand Financially Workbook

Download your free copy of our net worth calculating worsheets – Knowing Where I Stand Financially Workbook

With love, gratitude, and empowered attitude,

Vision Board: How to Make a Vision Board And Bring Your Vision to Fruition

How to Create a Vision Board and Bring Your Vision to Fruition
Vision Board inspired by Jennifer Borget

There is a huge buzz going on about vision boards and that’s because a vision board when created and used the right way, has the power to make dreams come true. Yes! Yes!! Yes!!! Vision boards work! But you must do it right.

What is a vision board?

A vision board or dream board is simply as the name suggests – a board with the visions and dreams you have for yourself – what you want to be, do, or have in your life. It is meant to serve as a reminder of what you seek, and a motivator to continue seeking. It is visual and must be placed in a conspicuous space so you can see it as often as you can throughout your days.

A vision board can be displayed in picture form, word form, or a combination of both. The most common method used is to cut images that represents your vision from magazines, and place them on a board or construction paper in a collage fashion. A vision board can also be created digitally using a software such as the one at the top of this page which was created using Microsoft Word, then enlarging it in Photoshop, and printing it so you can have it on display in your home or office. The most important aspect of a vision board is that it is visual and not hidden away.

A vision board does not work without a plan, and actual action to bring that vision to fruition. As such, there is a main question to ask yourself as you complete your vision board, and that is, what do I need to do to bring my vision to fruition?

A vision board is not magical in and of itself, but we do believe and have proven that the Universe does conspire to bring into existence what we constantly think about and work towards. Whatever we direct our energy towards, will be what is manifested. You must be moving in the direction towards your dreams in order for the Universe to open the way and put the missing pieces into place for you.

You must set your intention for your vision board. What is it for? What is your expectation for it? When are you expecting it to materialize? How will you engage your vision board as you wait for it to come to fruition? Creating, activating, and engaging a vision board is a surefire way to ensure you realize your dreams and begin living the empowered woman lifestyle.

Types of Vision Boards

Our vision for our lives can encompass so many things in each of the 8 key areas of our lives that they may not be able to fit on one vision board. So you can either include only the most important pieces in each key area on one vision board, or create multiple vision boards. You can create a vision board for your health and wellness, personal development, financial aspiration, family life, geographic location…or include a bit of each on one board.

Short term or Longterm Vision Board

A vision board can be short-term – lasting up to a year or longterm – lasting more than a year. For the short-term you want to create a snapshot of the things you want to accomplish within the year in all the areas of your life you desire. For example if you want to complete and publish your book with a particular publisher, include that publisher on the board. If you want to lose some weight and be at a particular weight, include that number on your board. If you want to increase your finances by a certain amount, put that amount on the board. If you want to travel to a specific place within the year, put that place on your board as well. Whatever it is you desire within the year, include them on your short-term vision board. Whatever you desire for the longterm – over a year such as meeting your ideal man and getting married or graduating college with your next level of degree, include them on your longterm vision board. Remember to set your intention for each piece of item you put on your vision board and be as specific as possible.

Aspects or Lifestyle Areas Vision Board

Aspects or Lifestyle Areas vision boards are, as the name suggests, vision boards geared towards specific aspect of your life. For example if you are in the process of writing a book or thinking about writing a book and you want that book to become a success in a certain geographic area or worldwide, or for a certain set of people, you would want to include all the pieces that will get you there – a library, bestseller wording, pen, the name of your book, the publisher you would like to publish your book, key people you would like involved in the process, an image of yourself at a book signing (yes, you can sketch it), and bookstores you would like to sell your book. Again, it is important you set your intention for your vision board before creating it, and for each piece you put on your board.

All in One or Compact Vision Board

A All-in-One or Compact vision board is one that is created to reflect your entire vision for yourself. Whether they are short or longterm, your All-in-One or Compact vision board will embody everything you desire in all 8 key areas of your life. Again, it is important to set your intention for each component you are placing on your vision board.

Physical or Digital Vision Board

With the advent of the internet and our technologically advanced age, vision boards no longer have to be only physical. Vision boards have gone digital! Digital vision boards are created digitally using one of many software such as Microsoft Word, Photoshop, Vision Board, or Paintshop Pro to name a few, which create a space to hold the pieces together. Digital Vision Boards work best for people constantly on the move – whether moving because they have to – for work, or other reasons, digital vision boards will ensure they can view their vision board regardless of where they are. Physical Vision Boards are created using physical boards such as poster board, and cutting relevant pictures, artwork from magazines, articles and securing them on the board using glue adhesives. Physical Vision Boards are for people who are stable without the need to be constantly moving from one city/state/country to the next. You may also create your vision board digitally, and have it enlarged and printed so you can display it in your home or preferred place.

You want to place your vision board(s) conspicuously in relevant places so you can see them as you go throughout your day – working those goals toward your vision. For your bestselling book vision board, place it in your library above your bookcase. For your weight loss vision board, place it in your gym if you have one or gym area so you see it as you walk in. For your ideal man/husband put a pic of him surrounded by the words of all the qualities you want in him in your bedroom. If you do not know him as yet, never seen him but have a vision in your head of him, make sketch of him the best way you can and put him on your wall in your bedroom.

What You Need to Create Your Vision Board

  a poster board, cork board or canvas board

  a stack of old magazines

  scissors

  marker(s)

  glue, thumbtacks or pins

  a photo of yourself (optional)

How to Create a Vision Board

To create your physical vision board, you will need to gather all the things we discussed above in a space you have already set the intention for, and may be playing your favorite inspiring music with your favorite candle and/or incense burning. You want a distraction free space! Cut the images/wordings that represent your vision from the magazines you have gathered. Arrange the pieces you have cut and prepared on your board until they are all in the space and position you want them to be. Then take up each – one at a time, put a dot of glue on the edges and affix to its former position and space – as you set your intention for it. (If some of the pieces are overlapping, be sure to secure the lower ones before the upper ones.) You may also write your personal mantra or a favorite quote on your vision board with a marker. You may choose to include a photo of yourself on your vision board, or not. (Your vision board is unique to you and there is no right or wrong way to construct it.) When you are through, place your vision board in a conspicuous space that is convenient for you to see as often as you go throughout your day.

How to Bring Your Vision to Fruition

Think about your vision for yourself – everyday! Imagine yourself already in receipt of those things and living your life the way you envision with the people, things, and in the place(s) you desire and have setup on your vision board. Having your vision board in a conspicuous place or places, will be a constant reminder of your desires for yourself and give you that extra motivation or reason to continue on your life path to achieving your desires. Our CEO Eugénie Nugent always reminds us to “Allow opportunity to find us ready” and we are encouraging you to do the same. After setting your intention and creating your vision board(s), you must get to work in aligning yourself for your vision to materialize in your life. This means you will be actively pursuing those things you desire – which is your part, so that the Universe can do its part by bringing the missing pieces your way – for full fruition. If one of your vision on your vision board is to have the man/life partner you desire, make it your duty to get out there to places you envision him to be – places you envision you both visiting later on when you are together, and mix and mingle. Do not stay home all day, everyday! You must be actively moving in the direction towards your vision. Leave a space for him in your closet, at your dinner table, and on your bed. Do that, and you will witness the pieces coming into place right before your eyes, and sometimes you will be amazed at how some things happen without you knowing how they will ever be. That’s the power of setting your intentions, doing your part, and allowing the Universe to do its part.

Do Vision Boards Really Work?

Vision boards work! Here is living proof!

R   E   M   E   M   B   E   R:  The Universe and the Law of Attraction can only work for you if it finds you working on the vision you envision for yourself. That sports car, mansion, and attractive life partner will only come to fruition if you set your intention, align yourself to make them happen, and spend time working on and visualizing those things every day.

So go ahead! Set your intention and create your vision board! Then make your plan, work your plan, and watch your vision come to fruition.

With love, gratitude, and empowered attitude,

How to Break Bad Habits and Develop Good Habits

How to Break Bad Habits & Develop Good Habits

Image courtesy of MBB

First and foremost, what are bad habits? And what are good habits? While there may be universal codes for good and bad habits, good and bad habits are subjective. They exist based on individual’s perspectives and interpretations. The one thing that is for sure is that bad habits take away from the quality of life you lead and good habits add to the quality of life you lead. So whatever you deem bad and good habits, you want to ensure you break the bad and develop the good.

Understanding How Habits are Formed and Why

Habit formation provides the basis for any activity from the micro to the macro-level. We develop habits – both good and bad – through the repetition of certain behaviors that result in the etching of neural pathways in the mind. These neural pathways are the mind’s way of reducing its overall workload; it’s the way the mind puts things into autopilot.

(Bear with us as we delve into a bit of Psychology in order to help you understand what’s causing the problem, so we can then find the solution.)

Part of what makes us who we are is the interaction that goes on in our minds. Our mind is a very complex system of interacting components and parts. One of the major interactions that occurs within the mind is within the Psychic Apparatus, a term coined by the late Sigmund Freud, the father of modern psychology. This apparatus is made up of three parts. Let’s take a look at each:

The Three Parts of the Psychic Apparatus – The Id, Ego, and Superego

These three parts are working in conjunction with one another to help you make your daily decisions and they’re the basis for the thoughts that you have in both your subconscious and conscious mind. However, the interaction between the three involves some push-and-pull.

The Id

The Id operates on the pleasure principle and it’s a purely subconscious component of the mind. It’s the part that we’re born with. It’s basal; instinctual. It’s what makes us want to eat, defecate, and procreate. It gives us urges that are interlaced with our DNA. But, the Id – if left unchecked, is also the part of us that makes developing new and empowering habits very difficult. The Id basically tells us to indulge in whatever guilty pleasure we might want to indulge in – without any conscious thought to it.

The Superego

On the opposite side of the Id is the Superego. The superego is the part of us that acts as our moral compass. It’s what is developed through our upbringing. Through the guidance of our parents or guardians, our Superegos develop into what helps keep us in check and not “cross the line” – helping to instill guilt in us when we do end up doing something wrong. If you’ve ever indulged in something that you knew you shouldn’t have indulged in, it was your Superego that made you feel guilty afterwards. So, when the Id is urging us to do something based on pleasure, the Superego is urging us to be more cautious.

The Ego

Now, the tug-of-war that goes on between these two components – the Id and the Superego – is r e f e r e e d by the Ego. Yes, the Ego is what helps you to decide which way you’ll go, how you will act. Will you indulge, succumbing to temptations, or will you play it safe and steady, keeping your pleasure instinct in check?

The Ego is also steeped in the reality principle. It wants to give you what you want, but it wants to do it within the confines of your reality. So, if it’s weight loss you’re after, the Ego seeks out some solution that will help you satisfy the instant pleasure of the Id while doing so within reality. This is why so many of us turn to fad weight-loss diets and get-rich-quick schemes. It’s the Ego trying to satisfy the urges of the Id while also giving us what we want.

So, how are we supposed to overcome our natural tendencies to do things we know are detrimental to us, and not do things we know would help empower us?

By Overriding our Internal Psychology

Breaking Bad Habits and Developing Good Habits by Overriding Our Internal Psychology

Developing good habits and breaking bad ones involve first building an awareness towards the self-talk in your mind. Although you can’t hear what goes on in your subconscious mind, you can feel your emotions. Your emotions are the antenna to your mind. When we think of something, and that thought is prevalent and overpowering, we experience a certain set of emotions. By paying close attention to our emotions we can access those prevalent thoughts, and channel those thoughts to serve us in our creation of good habits.

Secondly, start making it a habit to not move or take any action without first giving conscious thought to what you are going to do. This takes discipline, but we have proven here at My Blooming Biz that it can absolutely be done. In fact, most of the women who participate in our personal growth and development programs, confirm that they were successful because they worked at mastering their thought processing and aligning it with the desired actions they want in order to get the results they need for their overall improvement. Knowing what you’re going to do, before physically moving is key in breaking bad habits and forming new ones.

And finally, after working on your awareness and developing the strategy to shift your focus before physically moving, the next important step in building a new habit is remaining consistent on your new path. As with anything else, discarding old habits and instituting new ones will require some discipline – especially in the beginning, as well as persistence to keep following through until you have eliminated the old habit and developed the new. You can create a buzz word for every time you are about to move without thinking. A few of our Power Circle women attested to this actually working for them, and we always recommend using whatever tools work to help us achieve whatever we are pursuing.

Additional Tools to Help Ensure You Follow Through With Breaking the Bad Habits & Employing the Good

1. Focus on one habit at a time.

2. Set a start date and ensure you start then.

3. Set a baseline metric for the incremental change.

4. Seek out an accountability partner, or publicize to your support system.

5. Keep an accountability journal.

6. Use sticky reminders to help you stay the course.

Oftentimes, to develop good habits we not only have to break bad habits, but we also have to override our natural urges to do or not do something. These urges are built into us and make overriding habitual behavior that’s built through years of repetition, incredibly difficult. It’s clear that breaking bad habits and instilling good ones pose an enormous hurdle, but it is totally possible. Documenting your journey and keeping a record, as well as telling others about your quest is a huge motivator. Don’t take these two steps lightly! They work!

So, the important things to remember are: 1) awareness, 2) becoming conscious before physically moving, and 3) remaining consistent. When we don’t have awareness, we’re simply a pawn to the chess game going on in our own minds. We’ll continue to do things without even being aware of it. We’ll light a cigarette without knowing, reach for a candy bar without thinking, turn on the television without even being conscious of the actions – all because these acts are habitually carved into the neural pathways of the mind. Habits are formed; and since this is the case, after a while of consciously and mindfully reforming your habits, your old habits will dissipate and your new habits will be developed.

With love, gratitude, and empowered attitude,

My Blooming Biz International

Transformational Book Series – Our Picks | Get Over Your Damn Self

In January we kicked off a new MBB series to highlight transformational books for women called, Transformational Book Series – Our Picks. This month we’re excited to continue the series by sharing with you our next transformational book in the series – Get Over Your Damn Self by Romi Neustadt.

Get Over Your Damn Self - Transformational Book PickGet Over Your Damn Self: The No-BS Blueprint to Building a Life-Changing BusinessEvery one of us, at some point or another, need to just “Get Over Our Damn Self” and get sh*t done! Yesssss! This book is specifically written for women in network marketing, and women who are also into multi level marketing; however, every woman who is in business for herself can learn a thing or two from this book. If you are looking to gain some insight into taking your business to the next level by working on it instead of in it, then you will benefit greatly from this networking treasure map.

We are featuring this book because it emphasizes what we teach here at MBB and expound on the many ways you can unleash the power that is already within you to build the life you really desire – if only you dare to make it happen.

This book is designed to help you make bold moves and take brave steps towards your goals – regardless of what others say, or how defeated you feel because you didn’t acquire that important foundational piece you needed to kickstart your venture. No more folding! You’re gonna get up, get back in the game, get out there and seek, seek, seek, until you get whatever you need to help you make it happen. If you get knocked down or turned down 10 times, get back up 11 times – more confident than ever – learn from your losses, toss them and continue on to your next target – better prepared than you were last time. Perseverance is key to pursuing and accomplishing anything meaningful in our lives. Others may not understand your pursuit, but as long as you have your valid “why” and you are confident that what you are pursuing is absolutely what you want to accomplish – let nothing, and no-one keep you off track. You may get knocked off track, that’s life, but do not remain there. You are stronger than you think you are! And as the great Nelson Mandela once said, “It always seems impossible until it is done.” Change your mindset, change your life!

Through this book you’re going to learn:

1) The Posture to confidently connect with anyone about your business and your products.

2) The Possibilities for a lucrative, efficient and enormously rewarding turn key business.

3) The Power that’s already within you to build the life you really want… if you dare.

Like us, here at MBB, Romi Neustadt is passionate about helping others build lucrative businesses that will help to create a life of freedom and flexibility. A life where you are better able to live your true purpose, and enjoy a more fulfilling life. She encourages us to shift our mindset so we can stop over complicating our situations and not allow negative voices in our heads to win.

These are some of the strategies we use here at MBB, and we encourage you to read as many of our transformational book picks as possible, and put their teachings and tips into practice. If you are a client of ours we have already passed them on to you through one or more of our many programs and workshops here, but for those of you who are reading this and it’s new to you, go ahead and get this book Get Over Your Damn Self: The No-BS Blueprint to Building a Life-Changing Business, read it, and implement these strategies in your life.

With love, gratitude, and empowered attitude,

My Blooming Biz International

My Love Letter To My Future Self Propelled Me to Achieve My Goals 💌

Last year I did the 28 Days to Reset, Recharge, Reposition & Reclaim Your Life workshop, and as part of the process I wrote a love letter to my future self which was very empowering. Well, guess what? I did it! I set out to make huge, impactful changes to my life and it worked. (If you’re not in on what I’m referring to go read my blog post, I Wrote a Love Letter to My Future Self (and You Should Too) which include my full Love Letter to Me, and then come back and share in my journey.)

Here is what happened since then:

Last October I finally packed and moved to Austria. I had been there quite a few times before and was really fascinated by the place and the people, and thought I had to move to this place. And to top it off, my best friend was living there! So, I had been planning my move to Austria for a while. I decided to rent a Condo in Vienna that was pretty close to my friends Condo. I wanted to make sure everything was ok and that I really wanted to remain in that particular area before purchasing one. So I moved to this beautiful Condo in Vienna and I’m very happy I did. (You’ll see why later.)

The interior is gorgeous!

My Love Letter to My Future Self Helped Propelled Me to My Goals

Katherine’s Condo Vienna – Living/Kitchen Area

And what I really love about this place is my cozy corner where I go to read, reflect, and relax. It’s very quiet up there!

My Love Letter to My Future Self Helped Propelled Me to My Goals

Katherine’s Condo Vienna – Special Cozy Space

My friend and her other friends took me to some of the coolest places around town and introduced me to some of the most influential peeps in Austria, which ended up opening a lot of doors for me. I secured a spot on the board of a very reputable organization, and as you might have imagined, that in and of itself has opened up the floodgate to a myriad of other opportunities.

And now it’s time for the big reveal. Drum roll please!

I met the most amazing man, and none of it would have been possible had I not moved to that area and immersed myself into a wonderful circle of people. He’s not living far from me, and so we do not have to wait days or even weeks to see each other. And most importantly, we do not have to rush to get married because of distance or anything else. We can take our time with getting to know each other, knowing the family more, and embracing the process leading up to marriage.

I took it even further! Yes, yes, yes! I went from being a blonde to a brunette for the first time in my life, and something magical happened. I met the love of my life! This is really crazy but I have to share. Harry has only dated blonde his entire life to this point, and since those relationships didn’t last, he decided to date brunettes for a change. That first brunette turns out to be me. Can you believe that? But I’m not even brunette, I’m a natural blonde. Yes, this is crazy! I was hesitant to reveal to him I was really a blonde, but after our 10th date which went really, really well I decided I did not want to jeopardize what was clearly turning into something by not revealing important information. I mean, withholding pertinent information is just as bad as lying. Needless to say, it was a shocker for him, but he decided to continue on with me. 9 months later we are still together and I couldn’t be more happy.

My Love Letter to My Future Self Helped Propelled Me to My Goals

Image courtesy of Katherine & Harry

He’s fun, charming, romantic, adventurous, supportive, and such a wonderful person to be around all the time. He adores my family. I esteem his family. I love the life we are creating together and I’m excited about the love that is growing between us! We’re forming a solid friendship that will be super important for our lifetime partnership, that is the foundation and what’s missing from many relationships.

I didn’t realize one could love someone and not like them until my later years, but now I’m 100% sure it’s possible. All my friends who married their high school sweetheart are still together – through thick and thin, and they credit it to being true friends before lovers. So that’s what I’m working at building. I’ve never teamed up or partnered up with a friend before, it was always “love” or what I now see as lust.

My Love Letter to My Future Self Helped Propelled Me to My Goals

Katherine & Harry Vienna – So in love!

We talk about marriage. We talk about children. We talk about money. We even talk about deal-breakers and other tough topics that some couples avoid having conversations about such as prenuptial agreement and other agreements as to who will do what in the event one of us become ill or incapacitated.  (Oh, and for the record, I had a great time being a brunette but I’ve since returned to being a blonde and everything seems to be going just fine.)

I’m truly, truly happy!   I’m living my best life, and you can too. You don’t have to try and keep up with the Joneses and the Kardashians, especially if you’re only doing that to appease others and influence what they think of you. Look deep inside of you, who you are, and work to create the lifestyle you genuinely desire – be it a modest lifestyle or extravagant. Design and live YOUR dream lifestyle, just the way you want it. Rid yourself of the people, things, and circumstances that hinder you, and take control of your life. Get out of your uncomfortable comfort zone, and make bold moves! Get out of debt, and stay out of debt. Empower yourself with Success Habits, and never stop investing in yourself.

I’m still writing my book. I’m still coaching and training with yours truly – My Blooming Biz International. Yes, I’m a Life Coach right here. And I’m also still engaging mentors to mentor me as I mentor others and continue to improve my skills, techniques, and gain new knowledge. I’ve only taken one trip to Italy with my potential life partner, and I’m confident we’ll be taking many more trips together. I’ve managed to remain debt free with excellent credit score while still enjoying a good standard of living and a high quality of life.

So what I didn’t accomplish all the things in my letter?! It’s ONE year! And you have to agree with me that I’ve accomplished a lot. I’m doing what I love, loving what I do, and living my dreams. And you know what I’m going to do now? I’m going to write another love letter to my future self, and this time it will be for 3 years.

What do you think of my progress? And will you be taking this Love Letter challenge? I dare you 🙂  Do share with me in the comment section. Can’t wait to hear from you.

Love & Light,

7 Ways The Empowered Woman Invests In Herself

7 Ways The Empowered Woman Invests In Herself - My Blooming Biz International

One of the things we like to do here at MBB, and encourage women to do as well, is to seek out ways to continuously improve ourselves. According to personal development legend Jim Rohn, “to have more than you’ve got, you must become more than you are”. Thus continual personal growth will ensure we always become better than we were – as each day goes by. Personal development includes activities that help you improve your hard and soft skills, cultivate your talents, and tap into your potential so you can improve your overall quality of life. These aren’t one-time activities; they involve a commitment you make to continue to learn and grow in every stage of your life.

Here are 7 Ways The Empowered Woman Invests in Herself

1. The Empowered Woman Takes Classes and Attend Seminars

Learning doesn’t need to stop once you’ve graduated college. Signing up for classes and attending seminars that are of interest to you and serve your higher purpose will give you the opportunity to learn and grow outside of the traditional confines of school. Enroll for workshops or webinars provided by professional organizations you belong to, or personal interest hobby group offering things you enjoy. Websites such as Coursera, Udemy, and Skillshare allow you to learn new skills and improve the ones you already have.

2. The Empowered Woman Reads a Variety of Quality Books

The most successful people carve time out of their days to read. Not only does reading increase your knowledge, it also improves your memory, vocabulary and focus, while sharpening your analytical skills and reducing stress. Get recommendations from friends or co-workers, or check out the best-seller lists from The New York Times or your local bookstore. We also have select books that we have purchased and used here at MBB for women empowerment that we compiled in a series called “Transformational Book Series – Our Picks“.

3. The Empowered Woman Takes Advantage of Mentorship

If you want to get ahead in your career, business, or life, a mentor can help you in a myriad of ways. They can help you: improve your self-confidence, be more definitive about what you want and how to go about getting it, tap into your potential and find ways to uplevel your finances, find balance in your life and many other things. Since they do not have a personal stake in your success, they will provide unbiased feedback as they share their experiences and offer tips and encouragement to help you thrive. Find a mentor through your professional organization or ask someone in your company or industry who models the traits you would like to hone, and/or have achieved the level of success you would like to reach.

4. The Empowered Woman Watch Empowering Videos

Many of us spend our evenings relaxing in front of the television. Optimize your time and watch videos from leading personal development experts, or experts in your field of interest. You’ll not only learn but you will also become motivated to make lasting positive changes in your personal as well as business life. Watch inspirational films that will leave you feeling uplifted and encouraged.

5. The Empowered Woman Listens to Empowering Podcasts

We are living in the age of podcasts, and it is phenomenal! Podcasts are a popular way to listen and learn anywhere, whether you’re getting ready for work, driving to the office, or jogging on the treadmill at the gym. Regardless of where you are, you can be tuned in to an empowering podcast, and continue your process of self improvement. There is a podcast to fit all your needs and interests – whether you want to: keep up on current events, take charge of your finances, take your career or business to the next level, or enhance your spirituality.

6. The Empowered Woman Join Empowerment Groups & Organizations

Empowerment groups and organizations allow you to connect with other like-minded individuals who are committed to growing personally and/or professionally. In addition to networking, these groups and organizations also provide opportunities to take workshops and classes, find mentors, and look for new opportunities in your field. Empowerment groups allow for the forming of relevant relationships and provide a cultivating atmosphere where bonds can be strengthened.

7. The Empowered Woman Volunteer To Help Empower Others

Volunteering is a great way to give back to your community while refining skills and traits, such as team-work, empathy, and communication. In addition to improving existing talents and skills, you may also learn new skills to apply in your line of work or business. If you are starting a new career or have moved to a new area, volunteering allows you to gain experience and expand your network. The most important part of volunteering is experiencing the joy giving back brings. When you look at the way you are impacting others lives, it will give you a renewed sense of purpose which will continue to propel you forward with the amazing plans you have for your life. Serving others not only nurtures positive feelings, it also lowers the risk of depression and reduces stress.

Investing in yourself is in essence, empowering yourself, and a huge part of what enables us to live the lifestyle we desire and deserve – “the empowered woman lifestyle”. We believe that every woman should live an empowered life, with just the right design for her, and the best way to do that is to continuously invest in yourself – “sharpen your saw” as Stephen R. Covey terms it in his book The 7 Habits of Highly Effective People. Our programs and workshops are designed to help ambitious women equip themselves with the right tools and use them to catapult them to living their best lives possible.

With love, gratitude, and empowered attitude,

My Blooming Biz International

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